FINANCE, TAX & ZAKAT
SSPN Plus is an education savings scheme introduced by PTPTN, enhanced with takaful/insurance protection packages. It combines education savings with a comprehensive takaful plan, making it more extensive than SSPN Prime. Key Features of SSPN Plus: Minimum commitment as low as RM30 per month Education savings with competitive takaful protection Protection benefits of up to RM1.2 million No medical check-up required Tax relief available
i-Lindung is a platform provided by the Employees Provident Fund (EPF/KWSP) under the Member Protection Plan (PPA).This programme allows members to purchase insurance/takaful protection products using a portion of their savings from Account 2. Types of Protection Offered: Life protection Critical illness protection
The Self-Employment Social Security Scheme (Lindung Kendiri) is implemented by PERKESO to extend social security protection to self-employed individuals. This scheme was introduced in line with the Government’s efforts to protect workers in the informal sector and gig economy. Eligible Groups Include: Taxi and e-hailing drivers Gig workers (e.g. food delivery riders) Farmers, fishermen, smallholders, and hawkers Artistes, performers, freelance creatives Freelancers or self-employed individuals who are registered Among the benefits of this scheme include Medical Benefits, Disability Benefits and Dependent Benefits.
The Housewives Social Security Scheme (SKSSR) is implemented by the Social Security Organization (SOCSO) starting December 1, 2022. It aims to provide social security protection to housewives who experience accidents or any incidents while doing household-related matters. Contribution: RM120 for a coverage period of 12 consecutive months. Contributions can be made by the husband, housewife, family or third parties for the housewife. Among the benefits of this scheme include Medical Benefits, Permanent Disability Benefits and Funeral Management Benefits.